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		<title>Kryptonite is Killing Superwoman</title>
		<link>http://www.divainternational.org/2012/02/kryptonite-is-killing-superwoman-2/</link>
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		<pubDate>Wed, 01 Feb 2012 09:38:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Womens Interests]]></category>
		<category><![CDATA[Center For Disease Control]]></category>
		<category><![CDATA[Equality Of The Sexes]]></category>
		<category><![CDATA[Wise Women]]></category>

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		<description><![CDATA[Many women today tout being a modern day superwoman. They cook, clean, raise the kids, work and volunteer in their churches and/or communities. This is the 21st Century feminist.Feminism of the early 19th and 20th centuries espoused the rights of women to have a voice and thus to choose what they wanted to do with [...]]]></description>
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<div><br/><br/>Many women today tout being a modern day superwoman. They cook, clean, raise the kids, work and volunteer in their churches and/or communities. This is the 21st Century feminist.<br/><br/>Feminism of the early 19th and 20th centuries espoused the rights of women to have a voice and thus to choose what they wanted to do with their lives: work or get married and have children. Women like Elizabeth Cady Stanton and Charlotte Perkins Gilman weren&#8217;t necessarily fighting for equality of the sexes, but rather the right of a woman to create her own destiny in a time that determined it for her: the silent, reproductive woman.<br/><br/>The feminism of the mid 20th Century saw a major shift in ideology with the advent of technology. They wanted equality across the board. That meant access to jobs traditionally belonging to men, equal pay for equal work and being sexually free and choosing to not have a family. This Helen Gurley Brown generation supposedly burned their bras as a testament to how strongly they believed the Declaration of Independence was also talking about them when it said all &#8220;men&#8221; are created equal: men meaning humankind.<br/><br/>It&#8217;s 2009. Where is feminism now? Did women get their equal rights? According to a 2005 research report by the American Academy of University Women, &#8220;women working full time earn about 75 percent of what men working full time earn.&#8221; Health wise, women still live longer than men, but &#8220;Each year about 55,000 more women than men have strokes, and about 60 percent of total stroke deaths occur in women.&#8221; With regards to corporate America, they say the glass ceiling has finally been broken, yet &#8220;Currently, 12 FORTUNE 500 companies are run by women, and a total of 24 FORTUNE 1000 companies have women in the top job.&#8221; Teen pregnancy rates have been fluctuating over the last 10 years, but the STD rates are higher than ever it seems. In fact, 1 in 4 teen girls has an STD, according to the Center for Disease Control. Finally, the national divorce rate is still at 50% and the number one reason for divorce is&#8230;finances. Yet, the dating services industry is a multi-million industry.<br/><br/>Is this the end result of the equality so hard fought over the last 200 plus years? Today, if a woman decides to leave her career and be a stay at home mom, women in her own circle call her &#8220;nuts.&#8221; If she decides to put the kids in daycare and go back to work, many in her circle say she must not love her children, or she&#8217;s touted as a superwoman&#8230;a role model even&#8230;until she dies of a stroke.<br/><br/>This seems to be the feminism of the 21st Century: the Superwoman. But in an effort to be the superwoman who has it all and can do it all, women are dying physically, spiritually, emotionally and financially by the minute. Kryptonite &#8211; the career, volunteer work, the family &#8211; the feminism of today &#8211; is killing superwoman. What are we going to do about it? What can we do about it?<br/><strong>About the Author:</strong>
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		<title>Ringworm Treatment &#8211; Fascinating (and Effective?) Home Remedies</title>
		<link>http://www.divainternational.org/2012/01/ringworm-treatment-fascinating-and-effective-home-remedies/</link>
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		<pubDate>Sat, 28 Jan 2012 12:59:48 +0000</pubDate>
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				<category><![CDATA[Health And Fitness]]></category>
		<category><![CDATA[Brushes]]></category>
		<category><![CDATA[Refrain From]]></category>
		<category><![CDATA[Ringworm Treatment]]></category>

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		<description><![CDATA[Ringworm treatment home remedies, will you use these? If you are one of the estimated twenty percent of our population who is infected with ringworm, chances are you have, at some point, considered using home remedies to treat ringworm.In my search to find the most effective ringworm treatment that&#8217;s available out there, I recently posted [...]]]></description>
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<div><br/><br/>Ringworm treatment home remedies, will you use these? If you are one of the estimated twenty percent of our population who is infected with ringworm, chances are you have, at some point, considered using home remedies to treat ringworm.<br/><br/>In my search to find the most effective ringworm treatment that&#8217;s available out there, I recently posted a question in Yahoo Answers about home remedies &#8220;that actually work,&#8221; to find out from real people, like you and me, what cure they would actually recommend. The question drew quite a few answers and these only prompted me to dig deeper into this topic.<br/><br/>After some more research in the internet and asking friends for their ringworm treatment &#8220;family secret recipe,&#8221; I got a better insight into what folks would consider as fast and effective remedies. Prepare to be fascinated and surprised. All of the ingredients mentioned are ordinary household items some of us would never remotely equate with anti fungal medication.<br/><br/>Oh, yes, before I show you the list, a quick reminder. Ringworm, despite it&#8217;s name, is not caused by worms. It is an infection caused by mold-like fungi known as dermatophytes. It is contagious and can be spread through direct skin contact with an infected person, an infected pet, or an infected object or surface. So, if you have an itsy-bitsy spot of ringworm, refrain from scratching it. The fungi will cling to your hands and you&#8217;re liable to spread the infection to other parts of your body or worse, to other family members. And about contaminated objects &#8211; never share personal items with anyone. Clothes, caps, shoes, brushes, anything can be a carrier of infection. A friend of mine who has a three year old cute little daughter named Tracy, once brought home a bunch of second-hand toys from some garage sale. She thought she made a juicy bargain &#8211; the toys were still intact and the battery-operated talking doll actually still talked. To her chagrin, little Tracy had a rash outbreak the very next day, which her pediatrician later diagnosed to be ringworm. Lesson is you can&#8217;t see fungi (well except under black light or Wood&#8217;s lamp &#8211; they glow), so be careful in handling unfamiliar objects.<br/><br/>But enough of this. On to the list. If you want to read more thoroughly about ringworm and ringworm treatment, just got to my site. Please click the link at the bottom of this page.<br/><br/>First home-spun ringworm treatment &#8211; use of ordinary kitchen vinegar and a penny. Soak the penny in the vinegar and rub on the affected area. Some even recommend taping the penny to the ringworm spot. Others use vinegar without the penny. The reasoning of those who use the penny-vinegar combo is that the vinegar reacting with the copper actually serves as an effective fungi-killer.<br/><br/>The next home remedy, and this was suggested by a girl named &#8220;loveme&#8230;&#8221; in Yahoo Answers, was to use diluted bleach. Using q tips, you apply the bleach solution to the affected area until it dries out. Some suggested the ratio of one part bleach to six part water as the ideal concoction err&#8230;solution. Other people rashly recommend pure bleach for the treatment but a lot of people correctly pointed out that unadulterated bleach from the bottle is a very powerful agent and may contain lye (sodium hydroxide) that can cause severe chemical burns and scarring. Just swim and soak in a chlorinated swimming pool, if you want to get the benefit of bleach in treating skin infections.<br/><br/>Another fascinating folk remedy is the &#8220;paper method.&#8221; People who use this, burn a crumpled sheet of notebook paper in a porcelain plate, and use the ashes or residue as salve for ringworm treatment. Imagine that.<br/><br/>Still another bizarre home cure is the use of colorless nail polish. Directions: apply a thin layer of nail polish on the affected area. Allow to dry and peel off with tweezers or wash with soap. Those who practice this method believe it &#8220;suffocates&#8221; the fungi and attest that their infection dried up the next day. Others suggest colored nail polish work just as well as the colorless type.<br/><br/>A guy from Canada vouched for sea salt as the ultimate ringworm treatment. Evidently, this gent worked in an airport and caught the infection from the counter surface he usually leans on at work. The ringworm spread throughout his body, including his face, and the poor bloke suffered for one whole year with it. After repeated (and costly) visits to his doctor, the recommended antifungal creams finally managed to clear out the ringworm in his body but not the lesions in his face. That&#8217;s when he discovered the remedy of using sea salt. He rubbed a handful of watery salt into the affected areas in his moistened face for thirty minutes and repeated the process several times. The guy swears his ringworm dried up the very next morning. Sea salt or sea water, that&#8217;s the ticket, he said.<br/><br/>Other items mentioned as effective medication are tobacco and Vicks Vapor Rub (suggested by &#8220;Rosie&#8221; in Yahoo Answers). Of course, a lot of medicinal herbs and plants were cited as effective cure too, but I will discuss these in another essay. Black walnut, grape fruit seed extract, fig leaf juice, and tea tree oil are a few of these natural remedies mentioned.<br/><br/>Would I recommend any of these home-grown ringworm remedies? Not today. It&#8217;s the human body we&#8217;re talking about here, after all. Caution should be the rule of thumb. There&#8217;s no denying that many of these simple home cures actually work &#8211; for some people. But each of us has our own peculiar set of physiological traits and allergies, quite different from the next John or Jane Doe. Our bodies, or to be more specific, our skins react differently to different substances. What I&#8217;m saying is that the home-spun ringworm treatment that worked for your neighbor might not actually work for you.<br/><br/>If there&#8217;s anything that I&#8217;d use myself, apart from the usual over-the-counter anti fungal medications, it&#8217;s the natural ringworm treatment method. Using plant extracts. Green all the way. One hundred percent natural, one hundred percent organic. Tea tree oil, in particular. Numerous scientific studies have already established the efficacy of tea tree oil in treating ringworm. Powerful antiseptic, peerless anti fungal agent. And because it&#8217;s natural &#8211; lesser chance of adverse allergic reactions for you. For a discussion about a company that produces natural ringworm treatment products in a modern world-class facility, please visit my site, link shown below.<br/><br/>Or you can always take a one-week vacation and hit the nearest ocean resort (sea salt or sea water, remember?) and have a week of fun, relaxation, and ringworm treatment.<br/><a href='http://www.onlineshopsolutions.com'>shopping cart software</a></div>
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		<title>SELF HELP GROUP AS AN EFFECTIVE STRATEGY AND DOABLE APPROACH TO EMPOWER WOMEN IN INDIA</title>
		<link>http://www.divainternational.org/2012/01/self-help-group-as-an-effective-strategy-and-doable-approach-to-empower-women-in-india/</link>
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		<pubDate>Fri, 27 Jan 2012 22:29:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Worth Consideration]]></category>
		<category><![CDATA[Concrete Results]]></category>
		<category><![CDATA[Plight Of Women]]></category>
		<category><![CDATA[Respect Rights]]></category>

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		<description><![CDATA[SELF HELP GROUP AS AN EFFECTIVE STRATEGY AND DOABLE APPROACH TO EMPOWER WOMEN IN INDIA Prof. D.SambangiHead, Department of Social Work, Kodaikanal Christian College, Tamil Nadu, India  &#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;THE WOMEN EMPOWERMENT Empowerment is a process of awareness and capacity building leading to greater participation, to greater decision making power and control and transformative action. Empowerment of [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/blog/wp-content/uploads/2009/12/empower_girls5.jpg"><img src="/blog/wp-content/uploads/2009/12/empower_girls5.jpg" title='' alt='' /></a></div>
<div><br/><br/><strong> </strong><br/><br/><strong>SELF HELP GROUP AS AN EFFECTIVE STRATEGY AND </strong><strong>DOABLE</strong><strong> </strong><strong>APPROACH TO EMPOWER WOMEN IN INDIA </strong><br/><br/><strong>Prof. D.Sambangi</strong><br/><br/>Head, Department of Social Work, Kodaikanal Christian College, Tamil Nadu, India  <strong></strong><br/><br/><strong> &#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;</strong><br/><br/><strong>THE WOMEN EMPOWERMENT </strong><br/><br/>Empowerment is a process of awareness and capacity building leading to greater participation, to greater decision making power and control and transformative action. Empowerment of women signifies harnessing women power by conscientising their tremendous potential and encouraging them to work towards attaining a dignified and satisfying way of life through confidence and competence as person with self-respect, rights and responsibilities.  Empowerment as a concept was introduced at the International Women’s Conference at Nairobi in 1985. The conference defined empowerment as “A redistribution of social power and control of resources in favour of women. Empowerment is a multi-faceted process which encompasses many aspects i.e. enhancing awareness, increasing access to resources of economic, social and political etc.”<strong>1</strong> In recent years women empowerment has become a subject of great concern for the nations all over the world especially in poor and developing countries. The impact of globalization is seen eventually on position of women in some form or other in most of the developing countries with the variation of degree. The United Nations has also strived hard in an incredible way to draw the due attention of the World Community on this issue in the past years.<br/><br/>(<strong>1. </strong><strong>International Women’s Conference held at Nairobi in the year 1985)</strong><br/><br/><strong>SHG AS AN INEXORABLE WAY</strong><strong> TO EMPOWER WOMEN-RATIONALE </strong><br/><br/>One has to believe that the progress of any nation is inevitably linked with social and economical plight of women in that particular country. For concrete results, we have to assert and act with our full might and what is needed most. Empowerment by way of participation in SHG can bring enviable changes and enhancement in the living conditions of women in poor and developing nations.. Self Help Group (SHG) is a process by which a group of 10 – 20 women with common objectives are facilitated to come together voluntarily to participate in the development activities such as saving, credit and income generation thereby ensuring economic independence. The principles underlying the SHGs are financing the poorest of the poor, and achieving holistic empowerment. SHG phenomenon certainly brings group consciousness among women, sense of belonging, adequate self confidence. What she cannot achieve as an individual, can accomplish as a member of group with sufficient understanding about her own rights, privileges, roles and responsibilities as a dignified member of society in par with man. When she becomes a member of SHG, her sense of public participation, enlarged horizon of social activities, high self-esteem, self-respect and fulfillment in life expands and enhances the quality of status of women as participants, decision makers and beneficiaries in the democratic, economic social and cultural spheres of life. Thus undoubtedly SHG can be an effective instrument to empower women socially and economically by which the implication on the overall development of women is indisputably possible particularly for a country like India wherein still large segment of women population are underprivileged, illiterate, exploited and deprived of  basic rights of social and economic spectrum.<br/><br/>The experiences of SHGs in many countries have been proving great success as an effective strategy and approach in recent years. Group-oriented efforts in the form of Micro-credit groups in different countries of Latin America, Africa and Asia are examples of current self-help efforts. The grameen groups in Bangladesh ,Local self-help development efforts &#8211; harambee (Thomas, 1985) in Kenya , Tontines or Hui with 10 to15 members  involved in financial activities through cash or kind in Vietnam,self help efforts through credit unions, fishermen groups, village-based banks, irrigation groups etc (Gaonkar, 2004 ) in Indonesia , the self-help groups (SHGs) in countries like Thailand, Nepal, and Sri Lanka and India are successfully proving forms of micro-credit groups or  SHGs.<strong></strong><br/><br/><strong>THE PROBLEMS OF WOMEN EMPOWERMENT IN INDIA</strong><br/><br/><strong> </strong> The Constitution of India guarantees equality, liberty and dignity to the women of India. The Fundamental Rights, The Directive principles of State Policy and Fundamental Duties etc virtually assure equal status to women and provide special protection. After independence, a gamut of laws have been passed and some have been altered so as to award equal share to women in property as well as to eradicate some of the injustices meted out to women. However there are many shortcomings and ambiguities in the enforcement of laws.  As a result of this, the evil of dowry continues in spite of the Dowry Prohibition Act of 1961. Sati Prevention Act was passed in 1987 but glorification of sati continues in the state of Rajasthan. Immoral Traffic Prevention Act was passed in 1956 but does not prohibit prostitution altogether. Medical Termination of Pregnancy Act of 1975 has led to amniocentesis and female foeticide . It is  believed  that 78,000  female foeticide  are done every year in India.. Indecent Representation of women’s Protection  Act was passed in 1986  but the media still continues  to project  women as sex objects . Suitable changes in the Indian Penal code, Code of Criminal Procedures and the Indian Evidence Act have been made especially for the offence of rape, but judicial process and perception continue to be heavily weighed against victims of rape. Some of the labour laws are never enforced and some enforced in a mutilated form. In spite of the Equal Remuneration Act 1976, there is discrimination in promotion, training and transfer on the basis of sex.  By and large undoubtedly more than six decades of efforts since Independence  by the government and spell of fights and struggle  under the immense  pressure of women  lib activists  in the country  have indeed brought certain  changes  in social, psychological  and economic and political spheres of life. Consequently it becomes an imperative need to look into problems and issues and their implications upon underprivileged women thereby to explore appropriate strategies and approaches uplifting women in all spheres of life in India.<br/><br/> <br/><br/><strong>THE GENESIS AND GROWTH OF SHGS IN INDIA </strong><br/><br/>The Self Help Group (SHG) in India has come a long way, since its inception in 1992.  The spread of SHGs in India has been phenomenal. It has made dramatic progress from 500 groups in 1992 (Titus 2002) to some 16, 18,456 groups that have taken loans from banks. About 24.25 million poor households have gained access to formal banking system through SHG-bank linkage programme and 90% of these groups are only women  groups (NABARD2005)<strong>2.</strong> The NABARD(2006)<strong>3</strong> homepage declares that more than 400 women join the SHG movement every hour and an NGO joins the Micro-Finance Programme every day. There are also agencies which provide bulk funds to the system through NGOs. Thus organizations engaged in micro finance activities in India may be categorized as Wholesalers, NGOs supporting, SHG Federations and NGOs directly retailing credit borrowers or groups of borrower. The spread of the SHGs is highly concentrated in the southern part of the country with very few in the north and the east. Over half a million SHGs have been linked to banks over the years but a handful of States, mostly in South India, account for almost 60% of this figure (Harper 2002b, NABARD 2005:41). Andhra Pradesh has over 42%, Tamil Nadu and Uttar Pradesh have 12% and 11% respectively, and Karnataka has about 9% of the total SHGs (Chakrabarti, 2004). Since the advent of   SHG in India, it’s growth rate has been very low in the states of Rajasthan, Bihar, Utter Pradesh , Madhya Pradesh , Orissa and union territory of Andaman Nicobar Islands where the status of women is still very backward and pathetic.<br/><br/> <br/><br/>The SHGs have taken the form of a movement for women’s social development in India. In fact as a strategy for women’s development, they have arisen out of the perceived problem of women’s lack of access to resources at both the household and the village level. Women’s development has gone  beyond the economic dimension and place emphasis on issues relating to equality, autonomy and self reliance at the individual level and on solidarity of the community (of women) at the group level (Hardiman &#038; Midgley 1982, Dube 1988, Pieterse 2001). As a group-oriented model, SHGs in India is a mechanism for women’s development to bring in individual and collective empowerment through improvement in both ‘condition’ and ‘position’ of women. Women are organized as collectives towards the overall goal of achieving gender equality as well as sustainable,Comprehensive community development (Purushothaman1998:80). Unlike the self-help projects in Kenya, the SHGs in India are primarily micro-credit groups and the direct objective of micro-credit is to improve the ‘condition’ of women. Women in India are mobilized to protest against domestic violence, legal discrimination, rising prices, dowry,Prohibition of liquor, rape, child marriage, female infanticide, sexual abuse, domestic violence, male alcoholism and so on. In dealing with women’s strategic interests, women participate in collective activities through SHGs to address these strategic needs. In the process, it aims to empower women with several forms of power. Hence a study on Empowerment of rural women through SHG in Vellore District, Tamil Nadu, South India<br/><br/><strong>A STUDY ON EMPOWERMENT OF RURAL WOMEN THROUGH SHG IN VELLORE DISTRICT, TAMIL NADU, SOUTH INDIA </strong><br/><br/><strong>The objectives of the study: </strong>The main objectives are a) to understand and analyze  psychological, social and economical benefits accrued by women participating in SHGs and b) to explore the merits of SHGs as strategy and approach to empower women in India.<br/><br/><strong>Nature of the study:</strong> The study is a descriptive in nature as it has attempted to describe the psychological, social and economic benefits enjoyed by the members by participating in self help groups. T<br/><br/><strong>Data Base</strong>: The information collected directly by the researcher from 100 respondents’ form as primary data and other details collected from text books, reports, websites etc form as secondary data.<br/><br/><strong>Sampling and Tools</strong>: This micro –level study was conducted among women of 20 Self-Help Groups which have completed 5 years.   A total of 100 women (members of SHGs)<br/><br/>were selected comprising four persons randomly from every group and  one animator from each group purposively. Interview schedule was utilized as a tool of data collection as most of the respondents were semi –literate.<br/><br/><strong>Place of study</strong>: This study was conducted in three villages i.e. Ariyur Village, Ariyur Colony , Chitheri  and Avarampalayam Village  of  Vellore Panchayat Union , Vellore District , Tamil Nadu,South India.<br/><br/><strong>THE MAIN FINDINGS OF THE STUDY</strong><br/><br/><strong>Psychological Empowerment :</strong> The participation of women in SHGs enables them to acquire inimitable psychological benefits to rise up psychologically powerful which is an  essence for women empowerment in any socio-cultural and economic environment and situations. The respondents of the present study have accrued various psychological benefits including self awareness, high self esteem, self confidence and courage , understanding about own rights, privileges, roles  and responsibilities, power of self determination , Positive attitude , Risk taking ability , Power to face challenges of daily life, gaining knowledge and new ideas and skills, great relief from mental stress and anxiety, leading a happy and satisfied  life and so on. Out of 100 respondents 75 percent had got self awareness gaining adequate understanding about strength and weakness of self to reasonable extent. About 82 percent had developed a high level of self –Esteem. 69 percent of the respondents had obtained enough Self – Confidence and Courage. SHGs had given enough exposure for about 89 percent of the respondents to understand about their own rights, previleges, roles and responsibilities. The power of self-determination had tremendously improved among 70 percent of respondents. The positive attitude about life and society had come to more than 65 percent of the respondents. The risk taking ability had developed among 55 percent of respondents. The SHGs had enhanced the power to face challenges of daily life for 63 percent of the respondents. Through participation in SHGs 67 percent had got General Knowledge, New ideas and communication skills. The four fifth of the respondents i.e. 80 percent had great relief from mental stress and anxiety due to group moral support and comfort. The majority of the respondents (73 percent) were able to lead happy and satisfied life  due to participation in SHGs<br/><br/><strong>Social Empowerment: </strong>The women who participate in SHGs garner a lot of social benefits including awareness about society and existing social problems, good recognition and image in the family and community, role in family decision making on important matters, plan and promote better education for their children, Able to take care of health for children and aged. participation in public and political life, chance to serve the community including fighting for the basic amenities and welfare needs of village community such as safe drinking water, street light, public sanitation etc, chance to help weaker section like aged and differently abled,  able to resist social evils like dowry, violence against women, gender discrimination and other social injustice in the family as well community , sense of responsibility for collective action and solidarity etc. Out of 100 respondents 83 percent got awareness about their own community and society in general. About 79 percent enjoyed considerable recognition and good image in the family and community after joining SHGs. Nearly 65 percent had the privilege to participate in family decision making process on important matters. 57 percent of the respondents were able to contribute for the education of their children. More than 60 percent of the respondents were able to take care of health of the children and aged in the family. For half of the respondents SHGs provided opportunities to participate in public and political life.  75 percent of the women had the chance to serve their own community including fighting for the basic amenities and welfare needs of village community such as safe drinking water, street light, public sanitation etc. One fourth of the women ( 25 percent ) got chance to help aged and disabled in the community. More than two third ( 72 percent) able to resist social evils like dowry, violence against women, gender discrimination and other social injustice in the family as well community. About 60 percent of the respondents felt that they had sense of responsibility for solidarity and collective action.<br/><br/><strong>Economic </strong><strong>Empowerment</strong><strong> :</strong> The members of SHGs are really privileged to enjoy many economic benefits including saving, liberation from debt trap, economic independence , economic skills for income generation, able to contribute for education of children , able to meet the healthcare needs, accumulate economic assets including house, land , jewels other valuable things, economically strong to meet unexpected financial challenges and so on. All the respondents were able to save reasonable amount for safety and security. For more than 60 percent of the respondents were able to liberate their families from the debt trap. About 71 percent of them attained  economic independence to greater extent and able to contribute towards prosperity of the family, More than half of the respondents (58 percent) had acquired some economic skills or other with help of SHGs  for income generation or additional income, 69 percent of the respondents were in a position to contribute for education of children and healthcare needs of the family with help of saving, 38 percent had accumulated economic assets including house, land, jewels other valuable things. Majority of the respondents (78 percent) felt economically strong enough to meet unexpected financial challenges being as members of SHGs with help of saving.<br/><br/><strong>THE IMPLICATIONS OF THE STUDY </strong><br/><br/>The outcome of the study clearly indicates that the majority of women who constituted as respondents for the present study, being members of SHGs have benefitted considerably in terms of psychological, social and economic development. Women participation in SHG have obviously created tremendous impact upon the life pattern and style of poor women especially in rural areas and empowered them at various level not only as individual also as member of family, member of community and society as whole. It can be concluded that the SHG strategy is undoubtedly a convivial experiment for women empowerment in India as it opens up flood gates of opportunities to enhance capacities and capabilities in their development and growth in total perspective. It is evident from the study undertaken by the researcher that women particularly in rural, tribal and slum areas can be empowered psychologically, socially and economically with the concerted application of SHG as an effective strategy and doable approach. It is also understood from the study that Indian women have adequate potential sparks which can be well fanned into flames with necessary guidance and training through SHGs thereby bringing them to live in par with men in all spheres of human life in our society. Therefore as a group-oriented model, SHGs in India can be evolved as mechanism or movement for women’s development to bring in individual and collective empowerment through improvement in both ‘condition’ and ‘position’ of women in India or else where the plight of women is miserable and pitiable.s<br/><br/><strong>Suggestions and Recommendations </strong><br/><br/>The following suggestions and recommendations have been made based on the findings of the study and also in the interest of welfare women of India in general<br/><br/>The Concerted efforts should be made to form SHGs for women as much as possible in rural and tribal villages and slums to uplift womenfolk particularly in very backward states and Union territories by government agencies, Educational Institutions, NGOs and other service organizations of civil societies.<br/><br/>Government both state and Central should work hand- in -hand to promote the concept  of SHG without political biasness and  selfish motives taking into account the welfare of the womenfolk in general by incorporating as an important strategy for women empowerment in the national policy and  allocating more grant in the budget and developing effective implementing machinery.<br/><br/>NGOs, Educational Institutions and Social Service organizations etc engaged in the works of promotion and development of SHGs should be encouraged at all levels with sufficient financial grants and appreciation and awards<br/><br/>Conducive atmosphere and harmonious network should be established among Government Agencies, Banks, Ngos , Other service organizations for effective functioning of SHGs to avoid overlapping  and duplications.<br/><br/>Banks and other financial institutions should work with open-mind and service motives to promote SHG among women particularly downtrodden communities like scheduled caste and scheduled tribes, marginalized groups in order bring them into main stream of development and growth of India<br/><br/>SHGs should be strictly encouraged to undertake economic activities /income generating activities for sustainable income to the group.<br/><br/>SHG can be encouraged to form cooperative societies to promote Village, Cottage and Other industries for which raw materials and resources available abundantly in and around rural and tribal areas<br/><br/>SHG may be encouraged to involve in manufacturing products such as electronic and electrical goods, readymade garments , handicrafts  to  fetch market in Third –World countries ,European countries, USA and Latin American countries<br/><br/>In order to promote SHGs for women empowerment Mass media such New papers, TV , radio etc can play a significant role by creating awareness in the public and also among women about the merits of SHGs by publishing success stories of SHGs ,case studies, achievment of NGOs and Governemtn efforts etc<br/><br/> <br/><br/><strong> </strong><br/><br/><strong>References </strong><br/><br/> Dr.Jaya Kothai Pillai, 1995, <strong>Women Empowerment</strong> ,Gyan Publishing House,  <br/><br/>New Delhi<br/><br/>2. Dr. Anita Arya, ,1963  <strong>Indian Women</strong>-Volume I,II&#038;III Gyan Publishing House<br/><br/> <br/><br/>New Delhi<br/><br/>3.Tandon.R.K. 1998, <strong>Women in India</strong> , Indian publishers &#038; distributors, Delhi,<br/><br/> <br/><br/>1998<br/><br/>4.Agarwal,C.M, 2001, <strong>Indian Women</strong> , India Publishers &#038; Distributors, Delhi<br/><br/>5. Saraswathi Mishra, <strong>Status of Indian women</strong> , Gyan Publishing  House ,<br/><br/> <br/><br/>New Delhi, 2002<br/><br/>6.Karl,Marilee,1995,<strong>Women and Empowerment;</strong> Ned Books and UN  Non –<br/><br/>Governmental service<br/><br/>7.UNICEF,<strong> </strong>,1994,<strong>Gender Equality and Empowerment of Women and Girls</strong> :                  policy Review , UNICEF Programme Committee<br/><br/>8.Women For Women,1995,<strong>Empowerment of Women, Nairobi(1985) </strong><br/><br/>Dhaka  women For Women.<br/><br/>9. Joshi,2004,,<strong>Women Empowerment : Myth and Reality</strong> Akhansha<br/><br/>Publishing   House, New Delhi<br/><br/> <br/><a href='http://www.promotingmom.com'>work at home mom</a></div>
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		<title>Finding the right man to marry you forever</title>
		<link>http://www.divainternational.org/2012/01/finding-the-right-man-to-marry-you-forever/</link>
		<comments>http://www.divainternational.org/2012/01/finding-the-right-man-to-marry-you-forever/#comments</comments>
		<pubDate>Fri, 20 Jan 2012 12:30:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Both Genders]]></category>
		<category><![CDATA[Man Woman]]></category>
		<category><![CDATA[Men And Women]]></category>

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		<description><![CDATA[Just like they say, it is only true love that will conquer all and last forever, unfortunately it is really hard to find.But these days, it has become increasingly difficult to find the right man or woman to settle down with as compared to the past.It looks like both genders are adding something new they [...]]]></description>
			<content:encoded><![CDATA[<p><br/><br/><br/>Just like they say, it is only true love that will conquer all and last forever, unfortunately it is really hard to find.<br/><br/>But these days, it has become increasingly difficult to find the right man or woman to settle down with as compared to the past.<br/><br/>It looks like both genders are adding something new they want to find in a lover everyday, hence making it difficult for others to approach us, for they may feel they cannot match up.<br/><br/>This is why I am convinced some of us many wonder where good men and women disappeared to and if we are to have some nice catch, it will not come without hard work.<br/><br/>Days have changed, and men no longer have the prime responsibility of approaching a woman, never right from the societal point of view but today she is doing it.<br/><br/>I do not know how effective the dating sites are that match up two people from anywhere around the world but it could be worth trying and have good intentions.<br/><br/>I have come across some sites that are calling themselves Christian dating sites and from others testimonies who succeeded, one can get one more reason to try out.<br/><br/>If it is not online, you can tell a man what you feel and wait for whatever will be born out of it, for as a woman, you must learn to be assertive.<br/><br/>Nowadays, it is not many women who are positive about marriages, for they are already swayed by notions that it is complex, or men are nothing but cheats and so on.<br/><br/>A woman who really needs a man she can spend the rest of her life with must find a way of letting out all this negativity out of her heart and mind.<br/><br/>If not, she is allowed to stop searching and sink in her loneliness forever. It would be advisable to learn how to deal with a lonely life if you are not prepared to view married life differently.<br/><br/>I do not know the value you put to yourself as a woman but, whether it is too much or little, it is not good to dismiss the people you meet too fast because of the way they are dressed up or are physically.<br/><br/>We shun people who could otherwise be the husbands we are desperately looking for because of setting our bar of suitors too high for others to cope with.<br/><br/>The manner in which people dress was insignificant in matters of marriage and relationships in the past but not today.<br/><br/>I do not know which is the right style for you as a woman, but they say that men do not look for wives in provocative dressing code but rather someone to have fun with.<br/><br/>There is nothing wrong with being dressed up fashionably and attractively as long as it appears decent to you and others.<br/><br/>Just get a bit civilized in your wardrobe and collect those beauty flaws and you will be surprised where the big numbers of interested men suddenly came from.<br/><br/>Is there a better way of living this life as a woman than having your own money, career or at least a successful business?<br/><br/>As women, we do not have to borrow all the times, we have amazing talents that can be exploited to our advantage too and become independent.<br/><br/> <br/><br/><br/><a href='http://www.blushingbridezilla.com'>wedding blog</a></p>
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		<title>Which Indian Law empowers police to arrest your whole family, just at the complaint of a woman?</title>
		<link>http://www.divainternational.org/2012/01/which-indian-law-empowers-police-to-arrest-your-whole-family-just-at-the-complaint-of-a-woman/</link>
		<comments>http://www.divainternational.org/2012/01/which-indian-law-empowers-police-to-arrest-your-whole-family-just-at-the-complaint-of-a-woman/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 15:29:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Singles & Dating]]></category>
		<category><![CDATA[Criminal Search]]></category>
		<category><![CDATA[Guarantee]]></category>
		<category><![CDATA[Personal]]></category>

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		<description><![CDATA[An Indian law, which is so ill drafted , that the police can arrest you, your parents, brothers, sisters, kids, grandparents, without any investigation, just at the mere statement of a girl, under a criminal charge. Search out the Indian Law. I GUARANTEE a personal Rs.1000 to the best answer. Especially for students &#038; newly [...]]]></description>
			<content:encoded><![CDATA[<p><br/>An Indian  law, which is so ill drafted , that the police can arrest you, your parents, brothers, sisters, kids, grandparents, without any investigation, just at the mere statement of a girl, under a criminal charge. Search out the Indian Law. I GUARANTEE a personal Rs.1000 to the best answer. Especially for students &#038; newly weds.<br/><a href='http://www.jackscouponcodes.com/store/74/Ebay-coupon-codes.html'>ebay coupons</a></p>
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		<title>The Color Purple: Help me narrow my focus?</title>
		<link>http://www.divainternational.org/2012/01/the-color-purple-help-me-narrow-my-focus/</link>
		<comments>http://www.divainternational.org/2012/01/the-color-purple-help-me-narrow-my-focus/#comments</comments>
		<pubDate>Tue, 10 Jan 2012 18:43:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Books & Authors]]></category>
		<category><![CDATA[Celie]]></category>
		<category><![CDATA[Character Analysis]]></category>
		<category><![CDATA[Color Purple]]></category>

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		<description><![CDATA[I&#8217;m writing a literary analysis of &#8220;The Color Purple&#8221; for my class &#8220;Philosophy of Woman&#8221;. Here are the themes I&#8217;d like to focus on, but I&#8217;m having trouble deciding which way to go. If you&#8217;d like to offer your opinion and why, I&#8217;d be much obliged! 1. Celie redefining gender roles for herself after she [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/blog/wp-content/uploads/2009/12/empowering_women16.jpg"><img src="/blog/wp-content/uploads/2009/12/empowering_women16.jpg" title='' alt='' /></a></div>
<div>I&#8217;m writing a literary analysis of &#8220;The Color Purple&#8221; for my class &#8220;Philosophy of Woman&#8221;.  Here are the themes I&#8217;d like to focus on, but I&#8217;m having trouble deciding which way to go.  If you&#8217;d like to offer your opinion and why, I&#8217;d be much obliged!</p>
<p>1. Celie redefining gender roles for herself after she finds her voice<br />
2. Character analysis of Shug Avery (specifically how she defies the expectations of her as a black female)<br />
3. How positive female relationships can empower women to find strength within themselves and each other, so they can have identities not assigned to them by men.<br/><strong>About the Author:</strong>
<div style="border: thin solid gray; padding:1em;">Check out more information on <a href='http://www.theweddingspeechpro.com'>wedding speeches</a></div>
<p><br/></div>
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		<title>does islam see women as equal to men?</title>
		<link>http://www.divainternational.org/2012/01/does-islam-see-women-as-equal-to-men/</link>
		<comments>http://www.divainternational.org/2012/01/does-islam-see-women-as-equal-to-men/#comments</comments>
		<pubDate>Mon, 09 Jan 2012 07:43:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Ramadan]]></category>
		<category><![CDATA[Carnal Desires]]></category>
		<category><![CDATA[Men Divorce]]></category>
		<category><![CDATA[Quran]]></category>

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		<description><![CDATA[how can women consider themselves empowered. when the quran allows them to be beaten by men as in sura [4:34], tells them to share their husbands with three other women [sura 4;3] allows men to divorce them by saying &#8221;talaq&#8221; three times and replacing them without any reason [sura 4:20], allows sex with slave girls [...]]]></description>
			<content:encoded><![CDATA[<p><br/>how can women consider themselves empowered. when the quran allows them to be beaten by men as in sura [4:34], tells them to share their husbands with three other women [sura 4;3] allows men to divorce them by saying &#8221;talaq&#8221; three times and replacing them without any reason [sura 4:20], allows sex with slave girls and captured women and girls, suras 23:5-6  restrain your carnal desires except with wives and your slave girls, for these are lawful unto you; sura 4:24 and all married women are forbidden unto you except those captives whom your right hand possess. it is a decree of allah for you.; sura 70:30 ; 33:50 supports this;allows temporary marriages. says two women are equal to one man as witnesses in court, requires women to prove rape by asking for four male witnesses before rape can be proven and states that they are deficient in knowledge. does this sound equal?<br />
have you ever heard of a thing called truth?<br/><a href='http://www.jungleoutlet.com'>deals on amazon</a></p>
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		<title>Football Gifts: Perfect Gift for Football Lovers</title>
		<link>http://www.divainternational.org/2012/01/football-gifts-perfect-gift-for-football-lovers/</link>
		<comments>http://www.divainternational.org/2012/01/football-gifts-perfect-gift-for-football-lovers/#comments</comments>
		<pubDate>Fri, 06 Jan 2012 14:23:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Gifts]]></category>
		<category><![CDATA[Excellent Things]]></category>
		<category><![CDATA[Football Players]]></category>
		<category><![CDATA[Unique Gifts]]></category>

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		<description><![CDATA[Craze for football is embracing the world. Great football players like Pele, Maradona, David Beckham, Ronaldo, and Zinedine Zidane have worldwide fans. And the best way to bring smiles on the face of a football lover is by presenting football gifts. So the gifts are precious. Football gifts are classy and exquisite that can easily [...]]]></description>
			<content:encoded><![CDATA[<p><br/><br/><br/>Craze for football is embracing the world. Great football players like Pele, Maradona, David Beckham, Ronaldo, and Zinedine Zidane have worldwide fans. And the best way to bring smiles on the face of a football lover is by presenting football gifts. So the gifts are precious. Football gifts are classy and exquisite that can easily be purchased from a gift shop.<br/><br/>In the market, a person can easily find numerous football gifts. But, internet provides you a better scope of browsing football gifts than any shop and at competitive rates. Numerous gifts like Football Memorabilia Book, Photos and Genuine Shirts signed by players, Football Shares and likewise can be found on online shopping. The Football Memorabilia Book is a collection of original newsprints depicting the glorious moments of many decades. They are written by persons who have viewed the events. This Memorabilia Book opens with montage of famous players/team and captures the events that have historical significance.<br/><br/>Owning a photo, a shirt with logo of the team or football shares makes the person feel proud and special that he has something valuable. On online shopping you can pry for your favourite player or football club and procure some of the most excellent things related to them. Additionally, Football Shares empower you to grace with your presence on shareholder meetings, vote on important issues, get annual report etc.<br/><br/>All these football gifts are rare to find and stored in a secure manner at the archive. The newsprints are bind in a durable quality paper and options are available to engrave the recipient’s name. Personalising the gifts is a better way of sending your caring wishes. Football gift items befit as a gift on all occasions and perfect way to infix football fans.<br/><br/>The advantage of online shopping is, you can purchase considering your budget and price includes door delivery. On online you can always end up finding the unique gifts at an affordable price. After having selected the gift, pay the bill using your credit card.<br/><br/>Football gifts are worthy, unusual and ideal for a person who love collecting football items. These gifts are finest and suitable for all ages.<br/><br/> <br/><br/><br/><a href='http://www.f-touch.org'>antivirus reviews</a></p>
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		<title>How to Find Anyone’s Address by Entering Their Phone Number</title>
		<link>http://www.divainternational.org/2011/12/how-to-find-anyone%e2%80%99s-address-by-entering-their-phone-number/</link>
		<comments>http://www.divainternational.org/2011/12/how-to-find-anyone%e2%80%99s-address-by-entering-their-phone-number/#comments</comments>
		<pubDate>Wed, 28 Dec 2011 15:18:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Communication]]></category>
		<category><![CDATA[Few Minutes]]></category>
		<category><![CDATA[Finding Addresses]]></category>
		<category><![CDATA[Telephone Directory]]></category>

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		<description><![CDATA[You can find anyone’s address just by using there phone numbers so fast and easily. All you need is a reverse phone lookup to help you do it. You can find a reverse phone number lookup online or by conducting a search by using your favorite search engine or directory.Reverse phone lookup, is all you [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/blog/wp-content/uploads/2009/12/empower_girls3.jpg"><img src="/blog/wp-content/uploads/2009/12/empower_girls3.jpg" title='' alt='' /></a></div>
<div><br/><br/>You can find anyone’s address just by using there phone numbers so fast and easily. All you need is a reverse phone lookup to help you do it. You can find a reverse phone number lookup online or by conducting a search by using your favorite search engine or directory.<br/><br/>Reverse phone lookup, is all you will need to give a shot and find the address. Complete the digit phone number of the person. If after the search for the phone number, no address is found, it could be as a result of different factors including such as incorrect number entered. This could imply that you missed a number or two or you entered it wrongly.<br/><br/>You may key in the number correctly, but the number you may be looking for could be incorrect. You may be correctly looking up the number you have written down, but you could have initially recorded the number wrong. Check again the source where you got the number.<br/><br/>If the number you are entering is a cell phone number, an address can be provided but not for free. Most free address data is only offered for listed landline numbers. If you would wish to find out the address and it is suitable for you to pay a fee. The fee can be per search.<br/><br/>Finding addresses by use of phone number is very common. If you are receiving unidentified phone calls or if you need to find someone address by using modern technology getting the address of any phone number is fast and easy. All that you require is the phone number, with the area code included and in only a few minutes you will get the address.<br/><br/>Entering the correct area code is in to the search model very important. If you have no idea where the telephone number is from, you can use a area decoder or use the local telephone directory. You can also visit the local post office for more information on the same. Better still you can enter the phone number on a reverse phone lookup directory and you will not only get the address but also the name and more information on the caller.<br/><br/>Finding addresses by phone number is fast and easily done by a reverse phone lookup service. Just by entering the phone number, you will get revelation on the person’s information and the service provider. Your will get information according to what you choose from the phone lookup<br/><br/>Reverse phone lookup service is very useful as you will soon discover. You will be shocked at how much information you can get from these services. You can some look up your friends, and workmates. You can remove your own private information from the records.<br/><br/>In most cases the area code of the phone number gives you clues of the position where the person must be located to narrow down the search, still it is difficult to find the precise address without using a powerful reverse phone look up directory.<br/><br/><br/><strong>About the Author:</strong>
<div style="border: thin solid gray; padding:1em;">Check out more information on <a href='http://www.kayakraft.com'>kayaking</a></div>
<p><br/></div>
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		<title>How We Can Empower Our Daughters to Be Successful</title>
		<link>http://www.divainternational.org/2011/12/how-we-can-empower-our-daughters-to-be-successful/</link>
		<comments>http://www.divainternational.org/2011/12/how-we-can-empower-our-daughters-to-be-successful/#comments</comments>
		<pubDate>Mon, 26 Dec 2011 15:09:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Book Reviews]]></category>
		<category><![CDATA[Hurdles]]></category>
		<category><![CDATA[Merlino]]></category>
		<category><![CDATA[Moms]]></category>

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		<description><![CDATA[I recently read a book entitled &#8220;Stepping Out of Line: Lessons for Women Who Want It Their Way&#8230; In Life, In Love, and At Work&#8221; by Nell Merlino. Nell Merlino founded the website Make Mine a Million Dollar Business. She encourages female entrepreneurs to think big and achieve whatever goals they set for themselves.Obviously, one [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/blog/wp-content/uploads/2009/12/empower_girls34.jpg"><img src="/blog/wp-content/uploads/2009/12/empower_girls34.jpg" title='' alt='' /></a></div>
<div><br/><br/>I recently read a book entitled &#8220;Stepping Out of Line: Lessons for Women Who Want It Their Way&#8230; In Life, In Love, and At Work&#8221; by Nell Merlino. Nell Merlino founded the website Make Mine a Million Dollar Business. She encourages female entrepreneurs to think big and achieve whatever goals they set for themselves.<br/><br/>Obviously, one of Merlino&#8217;s goals is to help empower young girls to think big as well. In addition to all of her other achievements, she is also the founder of Take Our Daughters to Work Day. She is an advocate for both women and girls to achieve their dreams.<br/><br/>One of the ideas that Nell Merino establishes in her book is that it is important for women to not just wait until the world changes. Women need to &#8220;jump in&#8221; and actively start making changes themselves. Many women wait for someone else, be it their husband, friend boss etc to make changes that will allow women to pursue their passions. The trick is to follow your passion right now.<br/><br/>Even though many barriers have been broken when it comes to women&#8217;s rights, women still are limited by their own thoughts as well as society&#8217;s status quo for what can be accomplished. Limitations as to what we can achieve are often set in our minds way back in childhood. Often we spend our entire lives trying to get rid of limiting beliefs. This fact holds true for both men and women.<br/><br/>Woman have overcome some great hurdles, voting, running for office, owning companies and making millions. It is not only a man&#8217;s world anymore. It is important for our girls in today&#8217;s society to not just realize that they can do what they want with their lives, but also to believe in their dreams.<br/><br/>It is important to teach our young girls that they can create their own financial future. If they want to work as a high-powered executive it is possible and if they want to work at home and be an entrepreneur this is also possible. Even if girls are younger, they still might appreciate talking to their moms about how it is possible to be your own boss and work for yourself.<br/><br/>Try starting a simple conversation on the subject with your daughter. You may be amazed at all the creative and inspiring ideas she has. Open conversation and shared thoughts on this subject will lead to her ultimate empowerment.<br/><strong>About the Author:</strong>
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